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Phone Affordability
That flagship phone — brilliant idea, or budget headache?
Estimate the real cost of a new phone across its expected lifetime.
95
Score
Comfortably affordable
You can comfortably afford this.
Based on your inputs, this phone would take up 2.0% of your monthly income and delay your savings by 1.4 months.
Monthly cost
$92
Total cost
$3,299
% of income
2.0%
Savings impact
1.4 mo
Monthly budget breakdown
Where every dollar of income goes.
Savings impact over time
Your savings trajectory with vs. without this purchase.
Reality Check
The purchase, translated into life units.
This purchase equals 117 hours of work.
This purchase equals 1.4 months of saving.
This purchase is 6% of your yearly disposable income.
This purchase delays your savings goal by 1 months.
Frequently asked
Keeping a phone 3+ years dramatically lowers the effective monthly cost.